Fha Loan Calculator

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A video demonstration showing how to calculate the time and money savings achieved by regular prepayments

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Complete overview of Loan Plan and its features – developed by dclabs.fr – soundtrack by Zaghrari

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A video demonstration showing how to calculate the time and money savings achieved by taking a 25 year loan instead of 30

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Video from our FREE Online Business Course

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Session 9 How to Finance Your Business

Question:
“For business purposes should I buy a car or lease a car?”

Ken Blake
Certified Public Accountant (C.P.A.)

Topics covered in this video:
Business vehicle, buying a car, leasing, financing

Transcript:
That’s one of the 64 dollar questions. That’s something that can’t be determined with a firm yes or no without looking at a couple of things. The main thing to keep in mind is how many miles a year will you put on the vehicle and how often do you want to change vehicles. Folks who put a lot of miles on a vehicle and tend to run it till it drops are better off buying the car. On the other hand, if you like to have a new car every two or three years and don’t put on too many miles (say between 10 and 12 thousand miles a year) then a lease probably makes good sense. Even better, if you can lease a car that is a couple of years old you can get one that is coming off a lease that may have only 20 or 24 thousand miles and is in nearly new condition. These make the best deals.

Remember with a lease it’s really a finance cost that you’re looking at. So the lower the up-front costs the better off you are. But to summarize lease verses buy, it depends on your usage and it depends on how long you want to keep the car.

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